Articles

By the PropertyForFun creator. Published 29 August 2026. Malaysian writing for Malaysian.

Nobody teaches you how to buy a house, so I built a game

Nobody teaches you how to buy a house. I got my first one a bit wrong six years ago, so I built a free 15 minute game to help other Malaysians decide better.

The stamp duty most first time buyers budget for and never have to pay

First time buyer in Malaysia? If your home costs RM500,000 or less, stamp duty on both the transfer and the loan agreement is zero until 31 December 2027. Here is what you still pay.

How much house can you actually afford in Malaysia

Two limits decide what you can buy in Malaysia. The bank's DSR ceiling of about 60%, and what is comfortable, closer to 30% of income covering all housing costs. Worked examples inside.

The cash you actually need on day one

The deposit is not the number. On a RM450,000 first home budget around RM66,700 to complete and move in. Full breakdown of legal fees, valuation, renovation and the shortfall that kills deals.